Capital Gains Calculator
Short and long term gains on equity, property, gold and unlisted shares.
Enter the sale, the cost and the holding period. We will classify the gain, apply the right section and show the exemption used.
Holding period decides everything
Listed equity turns long term after twelve months. Unlisted shares and immovable property take twenty-four. The same profit can be taxed at very different rates depending on which side of that line the sale falls.
The annual exemption
Long term gains on listed equity and equity mutual funds carry an annual exemption across all such assets together. It is not per transaction and not per fund — it is per person per year.
Short term on other assets
Short term gains on property, gold and debt funds are not taxed at a flat rate. They are added to total income and taxed at your slab, which for a higher-rate taxpayer is considerably worse than the long term rate.
Property acquired before July 2024
A resident individual or HUF selling property acquired before 23 July 2024 may compute tax either at the current rate without indexation or at 20% with indexation, and pay the lower. Compare both — the answer depends on how long the asset was held and how much prices moved.